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A Non-Banking Financial Company (NBFC) is a financial institution that provides various services such as loans, advances, leasing, hire-purchase, and insurance but does not engage in activities such as agriculture, industrial operations, or the sale of goods or services. It is also a company registered under the Companies Act 1956 and is not allowed to accept deposits from the public. Additionally, NBFCs are also known as residuary non-banking companies.

The main differences are: NBFCs cannot accept demand deposits; NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on themselves; and deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs.

A personal loan is a type of unsecured loan that is typically used for personal expenses, such as unexpected medical bills, home repairs, or other unexpected expenses. Unlike a mortgage or car loan, personal loans do not require collateral, such as a house or car, to secure the loan. Instead, the lender typically evaluates the borrower's creditworthiness and income to determine their ability to repay the loan. Personal loans typically have a fixed interest rate and a fixed monthly payment and are typically repaid over a period of one to five years. Personal loans can be obtained from banks, credit unions, and online lenders.

Any Indian citizen with a steady source of income (salaried or self-employed) and a decent credit score can apply for our financial solutions.

The loan amount depends on your eligibility, income levels, and repayment capacity. We offer competitive limits to ensure your needs are met.